Virginia Medicare Articles
Virginia Enrollment Periods Articles
The Virginia Medicare Part B Late Enrollment Penalty: What It Costs and How to Avoid It
Miss your Part B enrollment window and you'll pay a penalty for life for every 12 months you delayed. Here's how the math works and the rules that let you skip the penalty entirely.
CMS-40B and CMS-L564: How Virginia Residents Enroll in Medicare Part B After Employer Coverage
Worked past 65 on an employer plan? Enrolling in Part B takes two forms, CMS-40B and CMS-L564. Here is who fills out what, the 8-month deadline, and the COBRA trap.
Leaving Virginia to Live Abroad? What Happens to Your Medicare
Moving overseas? Medicare barely works outside the U.S., but dropping Part B can cost you later. Here's what happens to Parts A, B, D, Medicare Advantage and Medigap, and the math on keeping Part B.
Do You Have to Sign Up for Medicare at 65 in Virginia?
Medicare isn't mandatory at 65, but waiting without the right coverage triggers lifetime penalties. Who can delay, who can't, and how to get Medicare without Social Security.