Sign up for Medicare in Lake Monticello, VA

Local licensed agents in Fluvanna County are available to assist you if you need help comparing plans or registering for Medicare insurance.

Original Medicare

Original Medicare (Part A) covers most medically necessary services.

Medicare Supplement

Medigap plans provide additional insurance for out of pocket costs.

Medicare Advantage

A bundled alternative to Original Medicare for your health and drug coverage.

Not sure what Medicare plan is right for you?

Original Medicare Plans in Lake Monticello, VA
(Part A & Part B)

Medicare is a healthcare program that provides coverage for individuals who are eligible for it and those who are currently receiving treatment at a medical facility. It is a fee-for service plan that the federal government is managing.

Since 1965, Medicare has been composed of two parts: the Medicare Part A and the Medicare Part B. For over 50 years, the program has been able to provide coverage for individuals with disabilities and seniors.

With the help of Medicare, people can bypass the need for a referral or authorization when they go to the doctor or hospital of their choice. The government will then pay the cost of the service, and the individual will only be responsible for the remaining left-over funds.

Medicare Supplement Plans in Lake Monticello, VA
(Medigap Insurance)

A Medicare supplement is a type of insurance - also known as Medigap insurance - that covers some of the healthcare costs that the original Medicare leaves behind. It can help people fill their coverage gaps. Unlike regular Medicare, it does not require them to pay a huge amount of out-of-pocket expenses.

Since the federal government has standardized the benefits of Medicare supplement plans, they are now uniform across all insurance companies in the country. Before people start looking for a new plan, it is important to familiarize themselves with the pricing methods of the carriers.

Your carrier's pricing method can affect the monthly premium rates of your Medicare supplement plan. It is also important to note that if you have a spouse who needs coverage, then they must purchase a separate policy.

Medicare Advantage Plans in Lake Monticello, VA
(Medicare Part C)

Medicare Part C is a type of insurance that is offered by a private company and assumes the risk associated with your original Medicare. This means that it becomes your primary source of coverage instead of Medicare Part B and Part A.

Medicare Advantage plans are also known as Medicare Part C plans. These provide various benefits, such as gym memberships, vision, dental, and prescription drug coverage. Some plans even have an OTC card that allows beneficiaries to shop for over-the-counter medications.

Medicare is a type of healthcare system that consists of two main components: Medicare Part A and Part B. With a Medicare Part C plan, you can choose from a variety of healthcare options and still get the same benefits as both Medicare Part A and B.

Medicare Part D Plans in Lake Monticello, VA
(Perscription Drug)

Part D prescription drug plans are commonly used by Medicare beneficiaries to lower the cost of their medications. These plans are designed to provide coverage for the lowest possible cost.

One of the most challenging aspects of Medicare is understanding the various levels of coverage that a prescription drug plan provides.

One of the most common types of coverage that Medicare provides is its prescription drug plan, known as Medicare Part D. This is different from the Medicare Supplement plans that are designed to cover the gaps in the Original Medicare. If you have Medicare Part A but are not yet enrolled in Medicare Part B, you can still enroll in the program through Medicare Part D.

Lake Monticello, VA Medicare Supplement Insurance Plan Comparison

First, decide between Traditional Medicare (which covers Parts A and B) and a private insurance's Medicare Advantage (known as Part C). If you go with Traditional Medicare, you'll probably also need a Medigap insurance to cover extra costs and a Part D plan for prescription drugs.

Medicare Advantage Plans: Age 65, Zipcode 22963, Non-smoker*

Plan Type	Number of Plans Available	Average Monthly Premium	Lowest Monthly Premium	Highest Monthly Premium	Carriers
$0 OOP Medicare Advantage Plans	29	$0.00	$0.00	$0.00	Aetna Better Health of Virginia, UnitedHealthcare, Optima Medicare
Paid Medicare Advantage Plans	29	$43.07	$4.10	$107.90	Aetna Medicare, Humana, Molina Healthcare of Virginia

*Plan data last updated on 6/8/2023

Most Popular Medigap Plans: Female, Age 65, Zipcode 22963, Non-smoker*

Plan Type	Number of Plans Available	Average Monthly Premium	Lowest Monthly Premium	Highest Monthly Premium	Carriers
Plan F	34	$148.27	$99.51	$215.00	Ace Property and Casualty, United States Fire Insurance Company, State Farm, and 31 others Medicare Supplement Plan F Carriers in Lake Monticello Ace Property and Casualty, United States Fire Insurance Company, State Farm, Everence Association, SBLI USA, American Home Life, Capitol Life, Manhattan Life Assurance, Accendo, Guarantee Trust Life, American Benefit Life, GPM, Cigna, Pekin Life, Continental Life, American Financial Security, USAA, MedMutual Protect, Washington National , Union Security, Erie Family Life, Mutual of Omaha, Anthem Blue Cross and Blue Shield, Bankers Fidelity, Physicians Life, Humana, AARP - UnitedHealthcare, Medico, Allstate, Elips Life, Transamerica, Globe Life, United American, LifeShield
Plan G	34	$116.75	$83.36	$166.00	Ace Property and Casualty, United States Fire Insurance Company, State Farm, and 31 others Medicare Supplement Plan G Carriers in Lake Monticello Ace Property and Casualty, United States Fire Insurance Company, State Farm, Everence Association, SBLI USA, American Home Life, Capitol Life, Manhattan Life Assurance, Accendo, Guarantee Trust Life, American Benefit Life, GPM, Cigna, Pekin Life, Continental Life, American Financial Security, USAA, MedMutual Protect, Washington National , Union Security, Erie Family Life, Mutual of Omaha, Anthem Blue Cross and Blue Shield, Bankers Fidelity, Physicians Life, Humana, AARP - UnitedHealthcare, Medico, Allstate, Elips Life, Transamerica, Globe Life, United American, LifeShield
Plan N	33	$87.97	$64.82	$149.00	Ace Property and Casualty, United States Fire Insurance Company, State Farm, and 30 others Medicare Supplement Plan N Carriers in Lake Monticello Ace Property and Casualty, United States Fire Insurance Company, State Farm, Everence Association, SBLI USA, American Home Life, Capitol Life, Manhattan Life Assurance, Accendo, Guarantee Trust Life, American Benefit Life, GPM, Cigna, Pekin Life, Continental Life, American Financial Security, USAA, MedMutual Protect, Washington National , Union Security, Erie Family Life, Mutual of Omaha, Anthem Blue Cross and Blue Shield, Bankers Fidelity, Humana, AARP - UnitedHealthcare, Medico, Allstate, Elips Life, Transamerica, Globe Life, United American, LifeShield

*Plan data last updated on 6/8/2023

Most Popular Medigap Plans: Male, Age 65, Zipcode 22963, Non-smoker*

Plan Type	Number of Plans Available	Average Monthly Premium	Lowest Monthly Premium	Highest Monthly Premium	Carriers
Plan F	34	$166.40	$112.42	$247.00	Ace Property and Casualty, United States Fire Insurance Company, State Farm, and 31 others Medicare Supplement Plan F Carriers in Lake Monticello Ace Property and Casualty, United States Fire Insurance Company, State Farm, Everence Association, SBLI USA, American Home Life, Capitol Life, Manhattan Life Assurance, Accendo, Guarantee Trust Life, American Benefit Life, GPM, Cigna, Pekin Life, Continental Life, American Financial Security, USAA, MedMutual Protect, Washington National , Union Security, Erie Family Life, Mutual of Omaha, Anthem Blue Cross and Blue Shield, Bankers Fidelity, Physicians Life, Humana, AARP - UnitedHealthcare, Medico, Allstate, Elips Life, Transamerica, Globe Life, United American, LifeShield
Plan G	34	$130.70	$94.18	$191.00	Ace Property and Casualty, United States Fire Insurance Company, State Farm, and 31 others Medicare Supplement Plan G Carriers in Lake Monticello Ace Property and Casualty, United States Fire Insurance Company, State Farm, Everence Association, SBLI USA, American Home Life, Capitol Life, Manhattan Life Assurance, Accendo, Guarantee Trust Life, American Benefit Life, GPM, Cigna, Pekin Life, Continental Life, American Financial Security, USAA, MedMutual Protect, Washington National , Union Security, Erie Family Life, Mutual of Omaha, Anthem Blue Cross and Blue Shield, Bankers Fidelity, Physicians Life, Humana, AARP - UnitedHealthcare, Medico, Allstate, Elips Life, Transamerica, Globe Life, United American, LifeShield
Plan N	33	$98.47	$73.22	$171.00	Ace Property and Casualty, United States Fire Insurance Company, State Farm, and 30 others Medicare Supplement Plan N Carriers in Lake Monticello Ace Property and Casualty, United States Fire Insurance Company, State Farm, Everence Association, SBLI USA, American Home Life, Capitol Life, Manhattan Life Assurance, Accendo, Guarantee Trust Life, American Benefit Life, GPM, Cigna, Pekin Life, Continental Life, American Financial Security, USAA, MedMutual Protect, Washington National , Union Security, Erie Family Life, Mutual of Omaha, Anthem Blue Cross and Blue Shield, Bankers Fidelity, Humana, AARP - UnitedHealthcare, Medico, Allstate, Elips Life, Transamerica, Globe Life, United American, LifeShield

*Plan data last updated on 6/8/2023

Disclaimer: The information provided in these tables is for general informational purposes only. We make no guarantees about the accuracy, completeness, or reliability of the data. Please consult with a professional advisor or insurance provider for precise and up-to-date information.

Need help? Speak to a licensed Medicare insurance agent in Lake Monticello today

Patrick Hecht

Licensed Medicare Agent
Contact Patrick through Medicare Agents Hub »

Lake Monticello, VA Medicare Resource Center

Lake Monticello Medicare Information

Looking to sign up for Medicare in Lake Monticello, VA? At MedicareSignups.com, we make it easy for you with our plan comparison tool to make an informed choice. Since Medicare choices vary on a local level, right down to your zip code, it's crucial to utilize a tool specifically aligned with your locality. Known for its 352-acre man-made lake, Lake Monticello is a charming destination with various Medicare options awaiting exploration. Explore your options now and make sure your healthcare is as tranquil as your surroundings.

Medicare 101

Medicare Supplement

Medicare Supplement Plan G vs Plan N in Lake Monticello, VA

Coverage

Lake Monticello, VA (Lake Monticello, VA) Medicare Donut Hole

Coverage

Lake Monticello, VA Medicare Part D Coverage

Medicare Eligibility

I live in Lake Monticello, VA. Am I eligible for a Medicare Supplement plan?

Lake Monticello, VA Local Medicare Offices

Virginia Official State Health Insurance Assistant Program

Virginia's official state SHIP program is the VA Insurance Counseling & Assistance Program (VICAP).

Visit the Official Website »

Local Lake Monticello, VA SHIP program official resource.

VA Insurance Counseling & Assistance Program (VICAP) is the official Virginia state program that is dedicated to helping seniors living in Lake Monticello, VA with Medicare information, as well as an abundance of other resources for seniors.

Sign up for Medicare in Lake Monticello, VA

Original Medicare

Medicare Supplement

Medicare Advantage

Not sure what Medicare plan is right for you?

Original Medicare Plans in Lake Monticello, VA(Part A & Part B)

Medicare Supplement Plans in Lake Monticello, VA(Medigap Insurance)

Medicare Advantage Plans in Lake Monticello, VA(Medicare Part C)

Medicare Part D Plans in Lake Monticello, VA(Perscription Drug)

Lake Monticello, VA Medicare Supplement Insurance Plan Comparison

Medicare Advantage Plans: Age 65, Zipcode 22963, Non-smoker*

Most Popular Medigap Plans: Female, Age 65, Zipcode 22963, Non-smoker*

Most Popular Medigap Plans: Male, Age 65, Zipcode 22963, Non-smoker*

Need help? Speak to a licensed Medicare insurance agent in Lake Monticello today

Patrick Hecht

Lake Monticello, VA Medicare Resource Center

Lake Monticello Medicare Information

Medicare Supplement

Medicare Supplement Plan G vs Plan N in Lake Monticello, VA

Coverage

Lake Monticello, VA (Lake Monticello, VA) Medicare Donut Hole

Coverage

Lake Monticello, VA Medicare Part D Coverage

Medicare Eligibility

I live in Lake Monticello, VA. Am I eligible for a Medicare Supplement plan?

Lake Monticello, VA Local Medicare Offices

Virginia Official State Health Insurance Assistant Program

Original Medicare Plans in Lake Monticello, VA
(Part A & Part B)

Medicare Supplement Plans in Lake Monticello, VA
(Medigap Insurance)

Medicare Advantage Plans in Lake Monticello, VA
(Medicare Part C)

Medicare Part D Plans in Lake Monticello, VA
(Perscription Drug)